| Energy efficient mortgages came to be because of a nudge from the government to lenders in an effort to promote the use of solar energy as a power source. Put another way, the government told lenders to do it and do it now. So, what exactly is an energy efficient mortgage? Glad you asked. An energy efficient mortgage is a loan that allows you to incorporate the cost of your solar improvements into your mortgage loan. The improvements can cost up to 15 percent of the total value of your home. The lender will calculate the energy savings for you home because of the new solar system and will add that to the total loan value, letting you borrow more than normal. Put another way, it doesn’t matter how much equity you currently have in your home, the solar financing is added on top of the loan. This, of course, lets you get a solar system without much out of pocket expense and you get to recover a good chunk of the cost through an increased mortgage interest deduction. Throw in tax credits, rebates and net metering incentives, and solar is getting mighty cheap if you know how to work the system. |
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| Finance Options HTPC does not require any downpayments or up front fees. Payment is collected "after" your system has been installed. |
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| Energy Efficient Mortgage |
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| Brenda Ward Operations Director (808) 381-5798 mortgagemom808@hawaii.rr.com |
| Dan Hara Investment Advisor Representative 810 Gulick Avenue, Suite 102 Honolulu HI, 96819 Phone: (808) 528-1884 danhara@clearwire.net www.tamarinfinancial.com |
| Our company is built on a solid foundation of excellent client service and in-depth market knowledge. The mission of Tamarin Financial Group is to increase awareness in the importance of investing for the future and to find the very best financial products for our customers. |
| Scott Coffman Principle Broker (808) 261-7055 scott@kailuamortgage.com |
| Signature Loans as low as 6.99%, 4 Yr Term Click here to request addition information and contact |
| Locally owned & operated since 1989 |
| REHABILITATION LOAN BRANCH PROGRAMS Low and moderate income homeowners who would like to repair their properties, but are reluctant to do so because of the high costs may qualify for the City & County of Honolulu's Rehabilitation Loan Program. This program provides zero or low interest loans to income- qualified homeowners enabling them to repair their homes to meet basic housing quality standards. A landlord loan program is also available to landlords who rent to low-income tenants. Solar Roof Water Heating Loans – This program provides financing for the installation of solar water heating system to homes of income-qualified homeowners. Click here for loan application Home Page Frequently Asked Questions |
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